| Coverages |
Definitions |
| Liability Coverage |
Covers bodily injury to others and property damage to others if you are at fault in an accident. Bodily Injury Liability does NOT cover you or other people on your policy. It is mandatory in most states.
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| Excess Liability |
Provides liability protection with limits of the difference between the personal primary protection and the combined single limit that you choose.
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| Medical |
Covers medical expenses to you and your passengers in the event of an accident, regardless of who is at fault.
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| Uninsured Motorist |
Pays for your medical expenses and your passengers` medical expenses if an accident caused by a driver who does not carry insurance. Also, pays for damages to your vehicle if it is damaged in an accident by an uninsured driver.
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| Comprehensive |
Pays for damage to your vehicle for a loss resulting from incidents other than collision – theft, vandalism, falling objects, fire, storms, flood and certain other natural disasters, less the deductible you choose.
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| Collision |
Pays for damage to your vehicle if you hit another vehicle or other object. It pays to fix your vehicle less the deductible you choose.
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